An advantage of playing online instead of a land based casino is that you do not have to worry as much for the details of the rules! The reason for this is partly because there are actually three versions of the game:
- Chemin de Fer
- Baccarat Banque
- Punto Banco
In Punto Banco you simply play against the house (the bank) and it does not matter if there are other players or not. Most often you will play the last version (sometimes listed only as Punto Banco) at online casinos, which means that you do not have to worry about the details of the rules when playing Baccarat online - you will play through a software such as automates everything (for example, a developed by NetEnt).
All you need is the following basic Baccarat game rules
You play against the house (the bank) and not against other players. The idea is to bet on who wins, you or the bank, so you can bet against yourself. The winner, the bank or the player, is determined by who gets the next 9 with the distributed cards. The odds are generally 1:1, if you bet 1 on the bank (ie not your own cards) and the bank gets 9 or closer to 9 than you win you will also win 1 (plus you will get back your bet).
There is actually a certain condition - the house usually takes a small percentage of winnings against the bank, 5%, so you should win 0.95 in 1 bet on the bank (winning bet on the player is paid without the house taking a stake). Finally, it is also possible that there will be a draw in the game (in English "tie"), as both players and banks get the same total value on their cards. This you can also bet on and the payout is 9:1 so that's something to take into account! And that's about what you need to know about Baccarat games!